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When does a New Jersey building need a structural inspection?

Within 15 years of the certificate of occupancy for condo and co-op buildings framed in concrete, masonry or steel, or within 60 days of visible damage to the load-bearing structure if that comes first. The next inspection follows no more than 10 years after the first. Buildings already older than 15 when the law began had until January 8, 2026.

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Which buildings?

"Covered buildings": residential condominium or cooperative buildings whose primary load-bearing system is concrete, masonry, steel or a hybrid. Height is not a test, so a three-story masonry co-op counts as much as a waterfront tower. Typical wood-frame construction is excluded, as are mainly rental buildings and single-family homes. A frame building that sits on a concrete podium deck is not excluded for the podium. The full list of exclusions.

When is the first inspection due?

Certificate of occupancy issuedFirst inspection due
15 or more years before January 8, 2024Within two years of the law, so by January 8, 2026
Between one day and just under 15 years before January 8, 2024Within one year after the building's 15th anniversary
On or after January 8, 2024By the 15th anniversary
Any building with observable damage to the load-bearing systemWithin 60 days of the damage, if sooner

And after that?

The inspector's written report sets the date of the next inspection, which may not come more than 10 years after the initial one, or later than 60 days after observable damage. The statute also caps the gap between certain follow-up inspections at five years; read the report and the statute together, or ask the engineer to spell out the next date in writing.

Who does it?

The building owner, meaning the association, retains a post-occupancy structural inspector: in practice an engineer licensed in New Jersey with the qualifications the construction code asks of engineers working for an enforcing agency. The report follows ASCE protocols or a similar nationally recognized method and describes required maintenance and any corrective work in reasonable detail.

How it fits with the reserve study

The reserve study has to carry estimates for periodic structural inspections and the cost of keeping the structure sound. Ordering both together, or giving the study firm the inspection report, keeps the two in step. That is the point of the two-track schedule on our home page.

From section 3 of P.L.2023, c.214 (N.J.S.A. 52:27D-132.4) and the DCA FAQ, read November 6, 2026. Exact dates run from the day on the certificate; check with the association's attorney.

Short answers

Who pays for the structural inspection?

The association, as a common expense shared by the unit owners, according to the DCA FAQ.

Can our reserve study firm do it?

Only through a New Jersey licensed engineer who qualifies as the structural inspector. Plenty of engineering firms offer both; a reserve specialist without an engineering license can only do the study.

Who gets the report?

The inspector sends it to the municipality and its construction official, and residents can ask to see it. If it calls for corrective maintenance, the study and the budget should reflect that.

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Three short screens. The ZIP code and the kind of building first, then how to reach you, then a few taps about the association.

This site does not prepare studies itself. Our job is to find one firm active near your association, name it to you, and forward your details only with your go-ahead.

Screen 1 of 3

Where is the association, and what is it?

What kind of building?

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